Terms of Service

1. Acceptance of Terms

By accessing or using the Fx Heritage exchange platform, you agree to be bound by these Terms of Service. Fx Heritage provides a non-custodial cryptocurrency exchange service that allows users to swap digital assets without creating an account. If you do not agree to these terms, please do not use our services.

2. Non-Custodial Nature

Fx Heritage is a non-custodial platform. We do not store, hold, or maintain user wallets, private keys, or long-term digital asset deposits. Funds sent to our generated deposit addresses are processed and immediately routed to your designated receiving wallet. You maintain full responsibility for the security of your own receiving wallets.

3. Exchange Execution & Fees

• Standard Swaps: Standard cryptocurrency exchanges carry a flat 10% processing fee, calculated against live market rates at the time of execution.
• Minimum Threshold: To prevent network dust and ensure proper execution, all swaps must result in a minimum payout equivalent to $50 USD after fees. Transactions falling below this threshold will not be processed.
• Network Fees: You are responsible for the network/miner fees required to send funds to our deposit addresses.

4. The NDD Project Rules

Fx Heritage proudly supports the NDD project. Specific rules apply exclusively to NDD swaps:

• NDD acts as a 1:1 USD-pegged stablecoin on our backend.
• NDD swaps carry a 30% processing and liquidity fee.
• Due to manual verification, NDD transactions may require up to 72 hours to confirm and process.
• NDD can only be swapped into our approved liquidity whitelist: USDT (TRC20/ERC20), BTC, USDC, and ETH.

5. Accuracy of Information

You are solely responsible for providing a correct, valid, and fully compatible destination wallet address. Cryptocurrency transactions are irreversible on the blockchain. Fx Heritage assumes no liability and will not issue refunds if funds are sent to an incorrect or incompatible address provided by you.

6. Processing Times & Market Volatility

While most standard transactions process within minutes, blockchain network congestion may occasionally cause delays. Estimated receive amounts shown during checkout are calculated live, but extreme market volatility during the confirmation window may result in minor discrepancies in final payouts. Fx Heritage is not liable for losses due to standard market fluctuations.

7. Prohibited Jurisdictions

By using Fx Heritage, you affirm that you are not located in, under the control of, or a national/resident of any country currently under comprehensive international sanctions. You are responsible for ensuring that your use of our service complies with your local laws and regulations.